Cost to Build a House by State (All 50 States, 2026)

By the Home Building Cost Calculator team · Updated November 2026 · How we calculate

Building a 2,000 sq ft house costs from about $287,000 in Mississippi to $431,000 in Hawaii in 2026, excluding land. That is $143.50 to $215.50 per square foot for a standard-finish home. Most states fall between $300,000 and $340,000.

Choose your state in the calculator to get an estimate for your size and finish level.

How much does it cost to build a house in each state?

The table shows the cost per square foot and the total for a 2,000 sq ft standard-finish home in every state. Figures are from Today’s Homeowner state data, as published by Autodesk, and exclude land, garages and site work. States with their own guide are linked.

StateCost per sq ft2,000 sq ft home
Alabama$145.50$291,000
Alaska$174.00$348,000
Arizona$158.50$317,000
Arkansas$144.00$288,000
California$181.50$363,000
Colorado$165.00$330,000
Connecticut$183.50$367,000
Delaware$164.50$329,000
Florida$148.50$297,000
Georgia$152.50$305,000
Hawaii$215.50$431,000
Idaho$163.00$326,000
Illinois$190.00$380,000
Indiana$164.50$329,000
Iowa$162.00$324,000
Kansas$156.00$312,000
Kentucky$154.00$308,000
Louisiana$148.00$296,000
Maine$172.50$345,000
Maryland$168.50$337,000
Massachusetts$201.50$403,000
Michigan$162.50$325,000
Minnesota$176.50$353,000
Mississippi$143.50$287,000
Missouri$170.50$341,000
Montana$167.50$335,000
Nebraska$166.00$332,000
Nevada$163.00$326,000
New Hampshire$180.50$361,000
New Jersey$193.50$387,000
New Mexico$157.00$314,000
New York$186.00$372,000
North Carolina$148.50$297,000
North Dakota$170.00$340,000
Ohio$166.50$333,000
Oklahoma$150.00$300,000
Oregon$169.00$338,000
Pennsylvania$169.50$339,000
Rhode Island$186.00$372,000
South Carolina$150.50$301,000
South Dakota$150.50$301,000
Tennessee$151.00$302,000
Texas$154.50$309,000
Utah$169.00$338,000
Vermont$161.00$322,000
Virginia$155.50$311,000
Washington$181.50$363,000
West Virginia$152.00$304,000
Wisconsin$167.50$335,000
Wyoming$164.50$329,000

What is the cheapest state to build a house in?

Mississippi is the cheapest state to build a house, at about $143.50 per sq ft or $287,000 for 2,000 sq ft. Arkansas ($288,000), Alabama ($291,000), Louisiana ($296,000), Florida and North Carolina ($297,000 each) complete the six cheapest. These states share lower wages in the building trades, abundant land and fewer energy-code requirements than the Northeast and West Coast.

What is the most expensive state to build a house in?

Hawaii is the most expensive state to build a house, at about $215.50 per sq ft or $431,000 for 2,000 sq ft, because nearly all materials are shipped in. Massachusetts ($403,000), New Jersey ($387,000), Illinois ($380,000), New York and Rhode Island ($372,000 each) follow.

Why does the cost to build a house vary by state?

The cost to build a house varies by state for five main reasons:

  1. Labor rates. Wages for framers, electricians and plumbers are much higher in high-cost metros.
  2. Building codes. Hurricane, seismic, snow-load and energy codes add structure and insulation in some states.
  3. Material delivery. Remote states such as Hawaii and Alaska pay more to ship lumber and fixtures.
  4. Permit and impact fees. Fast-growing counties charge more to fund roads, schools and water.
  5. Climate. Cold states need deeper foundations below the frost line and bigger heating systems.

Does the cost vary within a state?

Yes. Costs inside a state can differ as much as costs between states. Building in a major metro such as Los Angeles, Seattle, Denver or Boston usually costs well above the state average, while rural counties in the same state often cost less. Each state guide covers the main differences.

What is not included in these state figures?

These figures cover construction of the house only. Add land (see land prices), permits and impact fees, utility connections and, on rural lots, a well and septic system. The full list is in the construction cost breakdown.

Frequently asked questions

Is it cheaper to build in the South?

Yes. Nine of the ten cheapest states to build in are in the South, led by Mississippi, Arkansas and Alabama. South Dakota is the only exception.

How much does it cost to build a house in Texas?

About $309,000 for a 2,000 sq ft standard home, or $154.50 per sq ft. See cost to build a house in Texas.

How much does it cost to build a house in California?

About $363,000 for 2,000 sq ft, or $181.50 per sq ft, with major metros costing much more. See cost to build a house in California.

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